CEO Watjen Highlights Unum Group’s Strong Financial Foundation

May 20, 2010

In Annual Meeting Remarks, Says Company is Well-Positioned for the Future

COLUMBIA, S.C.--(BUSINESS WIRE)-- Unum Group (NYSE:UNM) CEO Thomas R. Watjen told shareholders at the company’s annual meeting here today that the company is well-positioned operationally and financially, and that it remains a strong franchise poised to serve the changing needs of its customers.

“We’ve delivered solid results over the last several years in what has been a challenging business and economic environment, and our market leadership positions remain intact, our financial position strong, and our company’s commitment to excellence continues to be recognized by our key stakeholders,” said Watjen. “The foundational principles that we laid out more than six years ago have served us well and also provide a roadmap for continued success in the future.”

He pointed to the company’s significant operating earnings growth since 2005 and its current capital position as evidence that its focus on profitability and financial flexibility is producing results. Pre-tax operating income for the company’s three primary businesses rose to a record $1.3 billion in 2009.

He added that Unum continues to be a market leader in making disability, life, accident and critical illness benefits accessible in the workplace throughout the U.S. and the U.K. The Fortune 250 employee benefits provider paid nearly $6 billion in benefits last year to individuals and families impacted by life-changing events.

Watjen said that employer-sponsored benefits represent the single most effective way to provide workers with access to the information and options they need for their financial security, and that benefits providers should continue to work together to educate policymakers on the role the industry plays in protecting people’s financial well-being.

“Middle and lower income workers face dangerous gaps in their financial safety net, which can place further pressure on government resources already facing funding and budgetary pressures,” he stated. “Employer-sponsored benefits are one of the primary backstops against financial catastrophe for many of these workers, and we at Unum are advocates for continued cooperation between the public and private sectors to address this critical need.”

Watjen praised the company’s employees throughout the U.S. and the U.K. for their role in Unum’s success. “The improvements we’ve made haven’t come easily, and they would not have been possible without the hard work and support of our 10,000 dedicated employees,” he said. “I’m extremely thankful for what they have done – and continue to do – to position us for a bright future.”

Separately, the company announced that its Board of Directors authorized an increase of 12.1 percent in the quarterly dividend paid on its common stock and approved a total of up to $500 million to repurchase the company’s outstanding common stock over the next 12 months.

“These actions represent a balanced approach to deploying our excess capital in a way that creates value for our shareholders, yet also allows us to continue to invest in our businesses and capitalize on market opportunities as they arise,” said Watjen.

Also at today’s meeting, Unum shareholders elected four directors to terms expiring in 2013. They are: E. Michael Caulfield, retired president of Mercer Human Resource Consulting; Ronald E. Goldsberry, independent contractor with Deloitte Consulting and retired chairman of OnStation Corporation; Kevin T. Kabat, president, chief executive officer and chairman of Fifth Third Bancorp; and Michael J. Passarella, retired audit partner with PricewaterhouseCoopers LLP.

ABOUT UNUM

Unum (www.unum.com) is one of the leading providers of employee benefits products and services and the largest provider of group and individual disability insurance in the United States and the United Kingdom.

SAFE HARBOR STATEMENT

Certain information in this press release constitutes "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements are those not based on historical information, but rather relate to future operations, strategies, financial results, or other developments and speak only as of the date made. Examples of such forward-looking statements include, but are not limited to, references to the amount and timing of a dividend increase and/or share repurchases. These forward-looking statements are subject to numerous assumptions, risks, and uncertainties, many of which are beyond our control. The following factors, in addition to other factors mentioned from time to time, may cause actual results to differ materially from those contemplated by the forward-looking statements: (1) unfavorable economic or business conditions, both domestic and foreign, including the continued financial market disruption; (2) legislative, regulatory, or tax changes, both domestic and foreign, including the effect of potential legislation and increased regulation in the current political environment; (3) sustained periods of low interest rates; (4) changes in claim incidence and recovery rates due to, among other factors, the rate of unemployment and consumer confidence, the emergence of new diseases, epidemics, or pandemics, new trends and developments in medical treatments, and the effectiveness of claims management operations; (5) fluctuation in insurance reserve liabilities; (6) investment results, including but not limited to, realized investment losses resulting from impairments that differ from our assumptions and historical experience; (7) changes in interest rates, credit spreads, and securities prices; (8) increased competition from other insurers and financial services companies due to industry consolidation or other factors; (9) changes in our financial strength and credit ratings; (10) rating agency actions, state insurance department market conduct examinations and other inquiries, other governmental investigations and actions, and negative media attention; (11) effectiveness in supporting new product offerings and providing customer service; (12) actual experience in pricing, underwriting, and reserving that deviates from our assumptions; (13) lower than projected persistency and lower sales growth; (14) changes in accounting standards, practices, or policies; (15) effectiveness of our risk management program; (16) the level and results of litigation; (17) currency exchange rates; (18) ability of our subsidiaries to pay dividends as a result of regulatory restrictions; (19) ability and willingness of reinsurers to meet their obligations; (20) changes in assumptions related to intangible assets such as deferred acquisition costs, value of business acquired, and goodwill; (21) events or consequences relating to terrorism and acts of war, both domestic and foreign; (22) ability to recover our systems and information in the event of a disaster or unanticipated event; (23) a change in the market for our stock so that repurchases are no longer in our best interests; and (24) an unexpected need for capital that requires us to divert funds from share repurchases or prevents us from increasing the dividend.

For further information about risks and uncertainties which could cause actual results to differ from those contained in the forward-looking statements, see Part I, Item 1A of our annual report on Form 10-K for the year ended December 31, 2009 and any subsequently filed Forms 10-Q. The forward-looking statements in this press release are being made as of the date of this press release, and the Company expressly disclaims any obligation to update or revise any forward-looking statement contained herein, even if made available on our website or otherwise.

 

 

Source: Unum Group

Contact:

Unum Group

INVESTORS:

Thomas A. H. White, 423-294-8996

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MEDIA:

Jim Sabourin, 866-750-8686 or 423-294-6300