UnumProvident Names Joseph Zubretsky Senior Executive Vice President, Finance, Investments and Corporate Development

March 1, 2005

CHATTANOOGA, Tenn., March 1 /PRNewswire-FirstCall/ -- UnumProvident Corporation (NYSE: UNM) today announced that Joseph M. Zubretsky has been appointed senior executive vice president of Finance, Investments and Corporate Development for the leading disability income protection insurance provider.

(Logo: http://www.newscom.com/cgi-bin/prnh/20030929/CHM022LOGO-a )

In this capacity, Zubretsky will have responsibility for the company's financial operations and capital management, investment management operations, enterprise risk management, and strategy development and planning. He will report directly to Thomas R. Watjen, UnumProvident's chief executive officer, and will be based at the company's Chattanooga headquarters.

"Joe is a very experienced financial and operating executive and an outstanding leader," said Watjen. "We are very pleased to have him join our company, and I know he will quickly become a valuable contributor to our senior management team."

Zubretsky, 48, was president and chief executive officer of GAB Robins Group, a global insurance services company, and a partner specializing in insurance industry investments with Brera Capital Partners, a New York-based private equity firm, since 1999. From 1997 to 1999 he was executive vice president and chief financial officer of MassMutual Financial Group and, from 1996 to 1997, chief financial officer of Healthsource, Inc. Zubretsky was a partner in the Insurance Industry Group of Coopers & Lybrand LLP from 1990 to 1996. He holds a bachelor's degree from University of Hartford.

About UnumProvident

UnumProvident (UNM) is the largest provider of group and individual disability income protection insurance in the United States and United Kingdom. Through its subsidiaries, UnumProvident Corporation insures more than 25 million people and paid $5.9 billion in total benefits to customers in 2004. With primary offices in Chattanooga, Tenn., and Portland, Maine, the company employs more than 12,000 people worldwide. For more information, visit http://www.unumprovident.com .

SOURCE  UnumProvident Corporation
    -0-                             03/01/2005
    /CONTACT: Media, Jim Sabourin, Vice President, Corporate Communications,
+1-423-294-6300, or toll free, +1-866-750-8686 (UNUM), or Investors, Thomas A.
H. White, Senior Vice President, Investor Relations, +1-423-294-8996, both of
UnumProvident Corporation/
    /Photo:  http://www.newscom.com/cgi-bin/prnh/20030929/CHM022LOGO-a
             AP Archive:  http://photoarchive.ap.org
             PRN Photo Desk, photodesk@prnewswire.com /
    /Web site:  http://www.unumprovident.com /
    (UNM)

CO:  UnumProvident Corporation
ST:  Tennessee
IN:  FIN INS
SU:  PER

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