UnumProvident Corporation to Release Third Quarter 2003 Results and Host Conference Call

October 17, 2003

PORTLAND, Maine and CHATTANOOGA, Tenn., Oct. 17 /PRNewswire-FirstCall/ -- UnumProvident Corporation (NYSE: UNM) has scheduled the release of its third quarter earnings conference call for Thursday, November 6 at 9:00 a.m. (eastern). UnumProvident Corporation senior management will discuss the results of operations for the third quarter and may include forward-looking information, such as guidance on future results or trends in operations, as well as other material information. The dial-in number is (913) 981-4900. Alternatively, a live webcast of the call will be available at www.unumprovident.com in a listen-only mode. About fifteen minutes prior to the start of the call, you should access the "Investor and Shareholder Information" section of our website. A replay of the call will be available by telephone and on our website through Wednesday, November 12.

(Logo: http://www.newscom.com/cgi-bin/prnh/20030929/CHM022LOGO-a )

3Q-2003 Earnings Conference Call

Thursday, November 6 - 9:00 a.m. (eastern). Dial-in number (913) 981- 4900. Webcast is live and can be accessed through our website, www.unumprovident.com

3Q-2003 Earnings Conference Call Replay

Available Thursday, November 6 (1:00 p.m.) through Wednesday, November 12 (12:00 midnight) by phone or by visiting our website, www.unumprovident.com. Dial-in number (888) 203-1112, passcode 732360.

SOURCE  UnumProvident Corporation
    -0-                             10/17/2003
    /CONTACT:  Thomas A.H. White, Senior Vice President, Investor Relations,
+1-423-755-8996, or Linnea R. Olsen, Director, Corporate Relations,
+1-207-575-4452, both of UnumProvident Corporation/
    /Photo: NewsCom: http://www.newscom.com/cgi-bin/prnh/20030929/CHM022LOGO-a
              AP Archive:  http://photoarchive.ap.org
              PRN Photo Desk, photodesk@prnewswire.com/
    /Web site:  http://www.unum.com /
    (UNM)

CO:  UnumProvident Corporation
ST:  Tennessee
IN:  FIN INS
SU:  CCA

JD-JB 
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9666 10/17/200315:24 EDThttp://www.prnewswire.com